BGCM EC May 2017

What happens if I die before I retire when I was still working for the GFTU but I had reached age 65?................................................................................................................ 2523 What happens if I die when I am still working for the GFTU but I was not in Pensionable Service?............................................................................................................................ 2624

What happens if I die after I retire? ................................................................................. 2624

Notes about all Dependants’ benefits: ............................................................................. 2624

Notes about Qualifying Children’s benefits .................................................................... 2725

9. PAYMENT OF DEATH BENEFITS........................................................................... 2826

10. LEAVING THE SCHEME .......................................................................................... 2927

If you have two years Qualifying Service or more .......................................................... 2927

If you have completed less than two years Qualifying Service ....................................... 3028

Death benefits .................................................................................................................. 3028

Transferring your benefits to another pension scheme as an alternative to a preserved pension or a refund of contributions ................................................................................ 3129

11. PENSION INCREASES............................................................................................... 3331

If you joined the Scheme before 1 July 2011 .................................................................. 3331

If you joined the Scheme on or after 1 July 2011 ............................................................ 3331

12. AWAY FROM WORK ................................................................................................ 3533

Temporary absences......................................................................................................... 3533

Rejoining the Scheme ...................................................................................................... 3533

Maternity, paternity, adoption and parental leave ........................................................... 3533

13. PART-TIME EMPLOYMENT .................................................................................... 3735

Changing from full-time work to part-time work ............................................................ 3735

Changing from part-time work to full-time work ............................................................ 3735

14. DIVORCE OR DISSOLUTION OF A CIVIL PARTNERSHIP ................................. 3836

15. TRANSFERS................................................................................................................ 3937

Transferring your benefits from the Scheme ................................................................... 3937

Transferring benefits from another pension scheme to the Scheme ................................ 3937

16. LIMITS ON BENEFITS .............................................................................................. 4038

Under the Scheme rules ................................................................................................... 4038

Tax limits imposed on the Scheme .................................................................................. 4038

The Lifetime Allowance .................................................................................................... 4038

Annual Allowance ............................................................................................................ 4139

17. OTHER IMPORTANT INFORMATION.................................................................... 4240

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